Individual and Family Health Insurance Consultation
We help you understand and enroll in health insurance through Oregon’s ExploreHealth marketplace, HealthCare.gov, Washington Healthplanfinder, or directly through an insurance company.
With significant changes to plans, provider networks, and costs for 2027, our team can help you understand what is changing, compare your options, and find coverage that fits your family’s healthcare needs and budget.
We help you understand and enroll in health insurance through Oregon’s ExploreHealth marketplace, HealthCare.gov, Washington Healthplanfinder, or directly through an insurance company.
With significant changes to plans, provider networks, and costs for 2027, our team can help you understand what is changing, compare your options, and find coverage that fits your family’s healthcare needs and budget.
Medicare Consultation
Whether you’re new to Medicare or your current plan is ending, we’re here to help. We’ll explain your Medicare options in plain language, compare plans and provider networks, and help you enroll in coverage that fits your needs.
With many changes coming in 2027, it’s important to review your options carefully and plan ahead.
Whether you’re new to Medicare or your current plan is ending, we’re here to help. We’ll explain your Medicare options in plain language, compare plans and provider networks, and help you enroll in coverage that fits your needs.
With many changes coming in 2027, it’s important to review your options carefully and plan ahead.
Our Services
Group Benefits Consultation
Whether you’re offering employee benefits for the first time or looking for a local agency to provide more personalized support, we’re here to help.
We’ll guide you through your options, help you choose coverage that fits your business and employees, and provide ongoing support throughout the year.
Whether you’re offering employee benefits for the first time or looking for a local agency to provide more personalized support, we’re here to help.
We’ll guide you through your options, help you choose coverage that fits your business and employees, and provide ongoing support throughout the year.
2027 Open Enrollment Information Sessions
The 2027 plan year brings significant changes to health insurance and Medicare options. To help you prepare, Saldivar Insurance will offer free, 30-minute Zoom information sessions each week throughout Open Enrollment.
Individual/Family
Medicare
Group Benefits
The 2027 plan year brings significant changes to health insurance and Medicare options. To help you prepare, Saldivar Insurance will offer free, 30-minute Zoom information sessions each week throughout Open Enrollment.
About Us
As a local agency serving individuals, families, Medicare beneficiaries, and employers throughout Oregon and Washington, we understand the plans, provider networks, and challenges affecting the communities we serve.
Our goal is for every client to feel respected, valued, and confident in their decision. And our support does not end after enrollment—we are here to help as your needs and coverage change.
Health insurance can be confusing, but you do not have to navigate it alone.
How We Help
Health Insurance Help, From Start to Finish
Health insurance can feel complicated—especially when plans, prices, and provider networks are changing. We make the process easier by explaining your options in plain language and helping you move forward with confidence.
1
We start with you
We listen. Our initial appointment will be a fact finding session. Every person, family, and business has different needs. Even the same client may have different needs from year to year.
We take the time to understand you, what you need and what your goals are.
2
We explain your options
During your initial meeting or a follow-up conversation, we will help you compare the plans available to you. We explain the costs, benefits, provider networks, and important differences in plain language.
Our goal is for you to understand how each option could affect your healthcare and finances throughout the year, so you can make a confident decision without feeling pressured.
3
You choose - We help you enroll
Once you are comfortable with your decision, we help with the application, enrollment, and required paperwork.
Our assistance is provided at no additional cost to you. We assist with Individual/Family Coverage, Medicare and Group Benefits.
4
You're all set - and we're still here
Once your coverage is in place, we will provide a summary of your plan and explain what to expect.
Our support does not end when you enroll. We are here year-round to answer questions, assist with renewals, and help when your coverage needs or the insurance market changes.
Meet the team
We are all passionate about Health Insurance and helping people find the "right fit". We appreciate your trust in us.
Ginger Cimmiyotti Wagenblast
Karla Najera
Appointment Options
Virtual Appointiment - Via Zoom
Virtual Appointment - Phone Call
In Person Appointment
Resources and Information
We have information on Individual/Family Coverage, Medicare and Group Benefits.
